How we make it easy

Welcome to the great rates, fast approvals, saving money club.

You’re in good company with LendingClub. 96% of our customers would recommend us to a friend.*

Apply anytime, from anywhere.

Let us know how much you’d like to borrow, and a bit about yourself.

Pick the monthly payment and interest options that fit you best.

Your loan is automatically deposited into the account you choose. You don’t even have to move from your favorite chair!

All loans made by WebBank, Member FDIC. Loans subject to credit approval. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. The APR ranges from 6.95% to 35.89%. Your APR will be determined based on your credit at time of application. The origination fee ranges from 1% to 6% and the average origination fee is 5.49% as of Q1 2017. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the website. All loans via LendingClub have a minimum repayment term of 36 months or longer.

* Per reviews collected and authenticated by Bazaarvoice in compliance with the Bazaarvoice Authentication Requirements, supported by anti-fraud technology and human analysis. All reviews can be reviewed at

Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.

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Lower your monthly car payments

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You could save hundreds a month with a personal loan

Consolidate high-interest credit card debt with a personal loan

Fewer bills to pay, fewer dates to remember, fewer hassles to manage

One monthly payment and a clear path to paying off your debts

What the LendingClub community is saying

The Best Choice

“LendingClub is the best choice for personal loans. They’re easy to work with and do most of the work! With my two loans I’ve been able to consolidate my debt, saving $259 per month, and pay for my wedding. Thank you for helping my dreams become a reality!”

Marcia, a member from Mississippi

Alex, a member from Minnesota

“LendingClub is a great way to pay off high interest credit cards and consolidate all your debt into one payment. You actually save money every month and pay the balance off way faster!”

Consolidate All Your Debt

Anna, a member from Texas

Saving $300 a Month

“You have given me the ability to sleep at night...I applied for a loan which allowed me to pay off my high interest credit card debt. I now have only one payment and it’s saving me $300 a month.”

Apply in minutes

Choose your loan

Get money deposited




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Won’t impact your credit score. 

Welcome to the great rates, fast approvals, saving money club.


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